As a league operator, it's essential to understand NFL FLAG insurance requirements to ensure the safety and protection of your league and its participants. In this guide, we’ll walk you through what’s required and how to obtain your insurance.
All NFL FLAG leagues are required to hold a minimum $1 million general liability policy. This policy is crucial for protecting the league and its participants against potential claims of bodily injury, property damage, and other liabilities.
Additionally, league organizers must upload a copy of their Insurance Certificate to their NFL FLAG League Organizer account and add RCX Sports as an additional insured. The policy should specifically name RCX Sports LLC, the National Football League, NFL Ventures, Inc., and other designated organizations as additional insureds.
While it is not mandatory, league operators have the convenient and affordable option to purchase coverage for their leagues from our trusted insurance partner, Players Health. This partnership simplifies the process and ensures that you have reliable coverage tailored to your flag football league.
General liability insurance is available through Players Health at various coverage levels, including $1 million, $2 million, $3 million, and $5 million per occurrence. This flexibility allows you to choose the level of coverage that best suits your league's size and risk exposure. For detailed information on purchasing an insurance policy directly through NFL FLAG, you can inquire with our team.
NFL FLAG offers free participant accident insurance to any approved NFL FLAG league that opts into this coverage. To be eligible for NFL FLAG’s free participant accident insurance and ensure full coverage, leagues must upload roster details to NFL FLAG via the Matrix platform before the first game of each season. This step is crucial for activating the insurance and protecting all participants.
League operators must upload a copy of their Certificate of Insurance to their NFL FLAG League Organizer account. This certificate will be reviewed and approved by the NFL FLAG Team to ensure it meets all requirements. For assistance, you can watch our step-by-step video tutorial on how to upload your COI.
Choosing your insurance coverage isn’t a one-size-fits-all process. You should consider whether the minimum $1 million general liability insurance coverage is sufficient to cover potential risks and liabilities for your league.
Based on your league’s size, activities, and risk exposure, you may want to evaluate if higher coverage limits (such as $2 million, $3 million, or $5 million) may be necessary. At the end of the day, choosing the right level of coverage is essential for providing comprehensive protection and peace of mind for all participants.
If you have questions about acquiring insurance, please don’t hesitate to reach out to our League Success team: LeagueSuccess@RCXSports.com